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July 18, 2025by Aspect Product Team

Streamlined Multi-Currency Accounts

Open EUR, GBP, and USD wallets in seconds and move money globally at interbank rates. No more waiting on bank paperwork or paying hidden FX spreads.

3–4 minute read

Why This Matters

Managing balances across currencies normally means juggling multiple bank portals, delays, and painful FX fees. We wanted to make “open account → move money” feel instant—and transparent.

What We Shipped

  • Instant wallets in EUR, GBP, and USD (more coming).
  • Interbank FX rates with a small, visible markup—no surprises.
  • Unified ledger: every currency shows up in one dashboard with real-time balances.
  • Rule-based sweeps between currencies (e.g., keep €50k buffer, convert excess to USD).

How It Works

  1. Click “Create Wallet” → choose currency.
  2. Get account details (IBAN, sort code, routing number) immediately.
  3. Receive/send funds like any domestic account.
  4. Convert on demand or via automated rules.

Tip: Set alerts for when your EUR balance crosses a threshold so you auto-convert to USD and lock in target rates.

Pricing & Limits

  • No monthly fee for wallets.
  • FX: transparent spread shown before you confirm.
  • Tiered volume discounts for high-frequency treasury moves.

What’s Next

  • JPY, AUD, and CAD wallets.
  • Bulk FX orders and time-weighted average price (TWAP) execution.
  • API endpoints to open/close wallets programmatically.

Need a currency we don’t support yet? Let us know.

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